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auto;position:relative;z-index:1}.hero-title{font-size:4.5rem;font-weight:800;margin-bottom:1rem;letter-spacing:-2px;text-shadow:0 4px 20px rgba(0,0,0,.2)}.hero-subtitle{font-size:1.8rem;font-weight:600;margin-bottom:1rem;opacity:.95}.hero-description{font-size:1.3rem;font-weight:400;opacity:.9;max-width:800px;margin:0 auto}.page-hero{background:linear-gradient(135deg,var(--primary-color) 0%,#0044a8 100%);color:var(--white);padding:6rem 2rem 4rem;text-align:center;position:relative;overflow:hidden}.page-hero:before{content:"";position:absolute;top:0;left:0;right:0;bottom:0;background:radial-gradient(circle at 30% 50%,rgba(255,255,255,.1) 0%,transparent 50%);pointer-events:none}.page-title{font-size:3.5rem;font-weight:800;margin-bottom:1rem;letter-spacing:-1px;position:relative;z-index:1}.page-subtitle{font-size:1.5rem;font-weight:400;opacity:.95;position:relative;z-index:1}.content-section{padding:4rem 2rem}.content-wrapper{max-width:1200px;margin:0 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1rem}.risk-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1.5rem;margin-top:2rem}.risk-card{background:var(--white);padding:1.5rem;border-radius:8px;border:2px solid rgba(0,48,135,.1);transition:all .3s ease;display:flex;align-items:flex-start;gap:1rem}.risk-icon{font-size:2rem;flex-shrink:0}.risk-card p{margin:0;font-weight:500;color:var(--text-dark)}.characteristics-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:1.5rem;margin-top:2rem}.characteristic-card{background:var(--white);padding:1.5rem;border-radius:8px;border:2px solid rgba(0,48,135,.1);transition:all .3s ease;display:flex;align-items:flex-start;gap:1rem}.check-icon{width:30px;height:30px;background:var(--primary-color);color:var(--white);border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;flex-shrink:0}.characteristic-card p{margin:0;line-height:1.6}.process-flow{display:flex;flex-direction:column;gap:2rem;margin:3rem 0}.process-step{display:flex;align-items:flex-start;gap:2rem;position:relative;padding:2rem;background:var(--white);border-radius:12px;border:2px solid rgba(0,48,135,.1);transition:all .3s ease}.step-number{width:60px;height:60px;background:var(--primary-color);color:var(--white);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.5rem;font-weight:700;flex-shrink:0}.step-content{flex:1}.step-title{font-size:1.3rem;font-weight:600;color:var(--primary-color);margin-bottom:.5rem}.step-description{font-size:1.1rem;color:var(--text-dark);line-height:1.6}.step-connector{position:absolute;left:29px;top:82px;width:2px;height:calc(100% + 2rem);background:var(--primary-color);opacity:.3;transform-origin:top}.advantages-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:2rem;margin-top:2rem}.advantage-card{background:var(--white);padding:2rem;border-radius:12px;border:2px solid rgba(0,48,135,.1);transition:all .3s 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solid}.comparison-card.today{background:#ff00000d;border-color:#f003}.comparison-card.future{background:#0030870d;border-color:#00308733}.comparison-title{font-size:1.3rem;font-weight:600;margin-bottom:1rem;color:var(--text-dark)}.comparison-list{list-style:none;padding:0}.comparison-list li{border-bottom:1px solid rgba(0,0,0,.1);position:relative;padding:.8rem 0 .8rem 1.5rem}.comparison-list li:before{content:"•";position:absolute;left:0;color:var(--primary-color);font-size:1.5rem}.comparison-card.today .comparison-list li:before{color:#f44}.feature-list{list-style:none;padding:0;margin:1.5rem 0}.feature-list li{padding:1rem 0 1rem 2rem;position:relative;font-size:1.1rem;line-height:1.7}.feature-list li:before{content:"→";position:absolute;left:0;color:var(--primary-color);font-weight:700;font-size:1.2rem}.key-points-box{background:linear-gradient(135deg,#0030871a,#0044a80d);padding:2.5rem;border-radius:12px;margin:3rem 0}.key-points-list{list-style:none;padding:0;margin-top:1.5rem}.key-points-list li{padding:1rem 0 1rem 2rem;position:relative;font-size:1.2rem;font-weight:500;color:var(--primary-color)}.key-points-list li:before{content:"✓";position:absolute;left:0;color:var(--primary-color);font-weight:700;font-size:1.5rem}.cta-section{margin:4rem 0;padding:3rem;background:linear-gradient(135deg,var(--primary-color) 0%,#0044a8 100%);color:var(--white);border-radius:12px;text-align:center}.cta-section .section-title,.cta-section .lead-text,.cta-section .highlight-text-large,.cta-section p{color:var(--white)}.cta-content{max-width:800px;margin:0 auto}.cta-buttons{display:flex;gap:1.5rem;justify-content:center;margin-top:3rem;flex-wrap:wrap}.btn{padding:1rem 2.5rem;font-size:1.1rem;font-weight:600;border-radius:8px;text-decoration:none;transition:all .3s ease;display:inline-block;border:2px solid transparent}.btn-primary{background:var(--primary-color);color:var(--white)}.btn-primary:hover{background:#0044a8;transform:translateY(-2px);box-shadow:0 10px 30px #0030874d}.btn-outline{background:transparent;color:var(--primary-color);border-color:var(--primary-color)}.btn-outline:hover{background:var(--primary-color);color:var(--white);transform:translateY(-2px);box-shadow:0 10px 30px #0030874d}@media (max-width: 968px){.hero-title{font-size:3rem}.hero-subtitle{font-size:1.4rem}.hero-description{font-size:1.1rem}.page-title{font-size:2.5rem}.page-subtitle{font-size:1.2rem}.lead-text{font-size:1.1rem}.section-title{font-size:1.8rem}.process-step{flex-direction:column;gap:1rem}.step-connector{display:none}}@media (max-width: 640px){.hero-section{padding:6rem 1.5rem 4rem}.hero-title{font-size:2.5rem}.hero-subtitle{font-size:1.2rem}.page-hero{padding:5rem 1.5rem 3rem}.page-title{font-size:2rem}.content-section{padding:3rem 1.5rem}.risk-grid,.characteristics-grid,.advantages-grid,.benefits-grid,.comparison-grid{grid-template-columns:1fr}.cta-buttons{flex-direction:column;align-items:stretch}.btn{width:100%;text-align:center}}.App{min-height:100vh;background-color:var(--white)}@keyframes fadeInUp{0%{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}@keyframes slideInLeft{0%{opacity:0;transform:translate(-50px)}to{opacity:1;transform:translate(0)}}@keyframes slideInRight{0%{opacity:0;transform:translate(50px)}to{opacity:1;transform:translate(0)}}.animate-fade-in-up{animation:fadeInUp .8s ease-out}.animate-fade-in{animation:fadeIn 1s ease-out}.animate-slide-in-left{animation:slideInLeft .8s ease-out}.animate-slide-in-right{animation:slideInRight .8s ease-out}*{margin:0;padding:0;box-sizing:border-box}:root{--primary-color: #003087;--white: #ffffff;--text-dark: #1a1a1a;--text-light: #666666;--bg-light: #f8f9fa}body{font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen,Ubuntu,Cantarell,Fira Sans,Droid Sans,Helvetica Neue,sans-serif;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;color:var(--text-dark);line-height:1.6;overflow-x:hidden}html{scroll-behavior:smooth}code{font-family:source-code-pro,Menlo,Monaco,Consolas,Courier New,monospace}